Endowment Plan

At Vivaan Capital Insurance, we understand that financial security and future stability go hand in hand. Our Endowment Plan is designed to help you grow your savings while ensuring your loved ones are financially protected. It’s a perfect blend of insurance coverage and systematic wealth creation, offering guaranteed returns and peace of mind for life’s important milestones.

Whether your goal is to fund your child’s education, build a retirement corpus, or achieve long-term wealth creation, Vivaan Capital’s Endowment Plan ensures that your dreams stay on track, backed by reliable protection.

What is an Endowment Plan?

An Endowment Plan from Vivaan Capital Insurance is a dual-purpose policy that combines life cover with long-term savings. If the policyholder survives the term, a guaranteed lump-sum payout is provided at maturity. In case of any unfortunate event during the policy period, the nominee receives the assured benefit along with applicable bonuses—ensuring complete financial security.

How Does the Plan Work?

• Premium Payment: Pay regular or single premiums that contribute to both savings and insurance coverage.
• Life Coverage: Enjoy protection throughout the policy term, ensuring your family’s financial stability.
• Bonuses: Earn bonuses declared by Vivaan Capital to enhance your overall maturity or death benefits.
• Payouts: Receive the assured sum at maturity or, in case of an untimely event, your nominee gets the full insured amount with bonuses.
• Loan Option: Borrow against your policy when you need financial assistance during the term.

Benefits of Choosing Vivaan Capital Endowment Plan

• 1. Dual Advantage: Combines life insurance protection with disciplined long-term savings.
• 2. Guaranteed Returns: Secure lump-sum benefits on maturity or in case of an unfortunate event.
• 3. Additional Bonuses: Enjoy extra earnings through reversionary and terminal bonuses.
• 4. Flexible Premiums: Choose from monthly, quarterly, or annual premium payment options.
• 5. Tax Benefits: Avail deductions under Section 80C and exemptions under Section 10(10D) of the Income Tax Act.
• 6. Goal-Based Savings: Ideal for achieving long-term goals like education, marriage, or retirement.

Why Choose Vivaan Capital Insurance?

• Trusted Protection: A reliable name in financial and insurance solutions, ensuring transparency and trust.
• Flexible Plans: Customizable options to match your lifestyle and financial goals.
• Customer-Centric Service: Seamless assistance from policy purchase to claim settlement.
• Peace of Mind: Guaranteed returns and life coverage for complete financial assurance.

Frequently Asked Questions

• Q1. What happens at the end of the policy term?

  A: You receive the sum assured along with bonuses as the maturity benefit.

• Q2. Is this plan suitable for long-term savings?

  A: Yes, the plan is ideal for individuals seeking stable, long-term growth with added life insurance protection.

• Q3. Can I take a loan against my endowment plan?

  A: Yes, you can avail a loan after a specified period based on policy terms.

• Q4. Are the payouts taxable?

  A: No, the maturity and death benefits are tax-exempt under Section 10(10D), subject to prevailing tax laws.

• Q5. What if I miss a premium payment?

  A: Vivaan Capital provides a grace period and flexible revival options to help you continue your plan without hassle.