Vivaan Capital’s Contractors All Risk (CAR) Policy provides comprehensive protection during the construction or execution of civil engineering projects. It safeguards contractors and project owners against unforeseen physical loss or damage to works, plant, machinery, and third-party property, ensuring seamless project continuity and financial stability.
Key Benefits :
- Coverage against fire, lightning, theft, and burglary
- Protection from equipment failure, short circuits, or explosions
- Covers natural calamities such as floods, landslides, and earthquakes
- Includes accidental impact or machinery failure during operations
- Protection against negligence, strikes, riots, and acts of terrorism
- Customized cover based on project value and risk exposure
The Erection All Risk (EAR) Policy by Vivaan Capital is designed to cover risks involved in the installation and erection of machinery and equipment. It offers protection against accidental loss or damage during storage, erection, testing, and commissioning, ensuring that your project remains on schedule and within budget.
Key Benefits :
- Comprehensive protection during storage, erection, and testing stages
- Covers the complete project duration from start to completion
- Option to customize with add-ons based on specific project needs
Vivaan Capital’s Industrial All Risk (IAR) Policy is tailored for large manufacturing and industrial units seeking broad-spectrum protection. It consolidates multiple coverages under a single policy to safeguard against property damage, machinery breakdown, and business interruption caused by various perils.
Key Benefits :
- Extensive coverage beyond standard fire and allied perils
- Protection against losses arising from machinery breakdown or accidental damage
- Covers business interruption losses due to operational downtime
The Marine Cum Erection (MCE) Policy from Vivaan Capital offers complete protection for projects involving transportation and installation of equipment. It combines the benefits of Marine and Erection All Risk Insurance, providing continuous coverage from the supplier’s warehouse to final commissioning at the project site.
Key Benefits :
- Covers risks during marine voyage and inland transit
- Protection during offloading, storage, and handling at ports
- Includes coverage during erection, testing, and commissioning
- Ensures end-to-end risk protection throughout the project lifecycle
Vivaan Capital’s Contractors Plant & Machinery (CPM) Insurance safeguards valuable construction equipment and machinery from unforeseen risks such as accidental damage, theft, or breakdown. This policy is ideal for contractors, equipment owners, and construction companies seeking to protect their capital investments.
Key Benefits :
- Covers damage or loss to machinery and equipment on-site
- Option to insure selected equipment based on business needs
- Coverage based on the current replacement value of machinery
- Applicable post successful commissioning of equipment
Vivaan Capital’s Electronic Equipment Insurance (EEI) Policy provides financial protection for critical electronic systems, including computers, servers, and industrial equipment. It covers material damage, data loss, and increased costs of working due to unforeseen electrical or mechanical failures.
Key Benefits :
- Comprehensive protection for all types of electronic equipment
- Covers repair, restoration, or replacement costs due to damage or malfunction
- Ensures uninterrupted business operations with minimal financial impact
The Boiler & Pressure Plant Policy by Vivaan Capital provides specialized coverage for industries operating boilers, pressure vessels, and similar machinery. It protects against damages from explosions, overheating, and mechanical breakdowns while covering third-party liabilities and business interruptions.
Key Benefits :
- Coverage for explosion or collapse of boilers and pressure vessels
- Protection against mechanical or operational breakdowns
- Covers income loss or business interruption due to machinery failure
- Includes third-party liability for bodily injury or property damage
Vivaan Capital’s Machinery Loss of Profit (MLOP) Policy compensates businesses for financial losses arising from machinery breakdowns that interrupt operations. It ensures business continuity by covering the loss of gross profits during the downtime period.
Key Benefits :
- Covers financial loss due to mechanical or electrical breakdowns
- Compensates for loss of turnover and profit during downtime
- Protects against losses linked to production or operational delays
Vivaan Capital’s Portable Equipment Insurance is crafted to protect mobile electronic devices such as laptops, cameras, and tablets from loss, theft, or accidental damage. Whether for business or personal use, this policy ensures that your valuable devices remain covered wherever you go.
Key Benefits :
- Coverage for accidental damage, theft, and loss
- Protection against mechanical or electrical breakdowns beyond warranty
- Financial assistance for repair or replacement costs of portable devices
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