Comprehensive Marine Insurance Solutions - Cargo, Hull, and Freight Coverage|havmoreinsurance.com

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Marine Specific Policy

At Vivaan Capital, we understand that every shipment carries both opportunity and risk. Our Marine Specific Insurance Policy offers comprehensive protection for goods transported via road, rail, air, sea, or courier. Designed for businesses that require coverage for specific consignments, this policy ensures your cargo is safeguarded against potential financial losses arising from accidents, theft, or unforeseen events during transit.

Key Benefits :

  • Covers individual voyages or consignments as per specific requirements.
  • Provides flexible coverage based on commodity, route, mode of transport, and value.
  • Premium payable prior to commencement of each journey for assured protection.
Marine Open Policy

Vivaan Capital’s Marine Open Policy simplifies risk management for businesses involved in regular cargo movements. Instead of buying multiple individual policies, this annual or continuous cover provides seamless protection for all shipments throughout the policy period. It’s a cost-effective and time-saving solution that safeguards your goods against transit-related risks, ensuring uninterrupted operations.

Key Benefits :

  • Continuous year-round coverage for all shipments without repetitive documentation.
  • Comprehensive protection against loss or damage during transit.
  • Ensures compliance with trade and regulatory requirements effortlessly.
Multi Modal Transport Operator Insurance

Our Multi-Modal Transport Operator (MTO) Liability Insurance provides end-to-end protection for transport operators and freight forwarders managing goods through multiple modes of transport. In accordance with the Multimodal Transportation of Goods Act, 1993, this policy covers legal liabilities arising from loss or damage to cargo, ensuring that your business remains financially secure even in case of unforeseen mishaps during logistics operations.

Key Benefits :

  • Covers legal liabilities arising from negligence, errors, or omissions by operators or agents.
  • Protection against property loss, damage, bodily injury, or death resulting from operations.
  • Provides peace of mind to freight forwarders, haulers, and logistics service providers.
Sales Turnover Policy (STOP)

Vivaan Capital’s Sales Turnover Policy (STOP) offers a seamless solution for businesses engaged in large-scale logistics. This all-inclusive marine policy provides continuous coverage for the movement of raw materials, semi-finished, and finished goods — from origin to destination — across exports, imports, and inter-depot transfers. It’s a single, integrated policy designed to reduce administrative burden and ensure uninterrupted protection throughout the supply chain.

Key Benefits :

  • Comprehensive global coverage across all stages of goods movement.
  • Customizable to suit diverse business and trade requirements.
  • Covers import, export, and domestic transits under one unified policy.
  • Protection begins from procurement and continues till delivery or transfer of liability.
Marine Inland Insurance

Vivaan Capital’s Inland Marine Insurance safeguards your business assets and goods transported across land — whether by road, rail, or within storage facilities. It provides comprehensive protection for equipment, materials, and valuable property used across multiple job sites, ensuring uninterrupted operations and financial stability against risks like theft, fire, and natural calamities.

Key Benefits :

  • Coverage for goods and materials in transit or temporary storage.
  • Protection for mobile equipment, tools, and movable business assets.
  • Covers valuable items such as fine art or specialty property.
  • Comprehensive protection against weather damage, fire, theft, or natural disasters.

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